Save With Us

Secure savings with a yearly dividend payment

Saving For You And Helping
Your Community. Nice!

When it comes to savings, we’re different. You’re not just saving for yourself, you are investing in helping your fellow members to borrow for anything from a new kitchen to a holiday and everything in between. So, really that makes you part of the original crowd funders!

ANNUAL DIVIDEND

Our way of paying a little interest!

NO FEES OR CHARGES

Nothing. Zilch. Zero.

Free Savings Insurance

For extra piece of mind

OUR SAVINGS ACCOUNTS

Regular Share Account

With us, your regular savings are called shares. Instead of an interest rate, share savings attract a dividend which is paid in to your account each year.     The rate of dividend is determined by the amount of surplus funds generated by the end of the financial year which runs from 1st October to 30th September. Your shares are covered by Life Savings Insurance which is free to eligible members.

CU Cash Account

The CU Cash account is an on demand non-interest earning account with the added bonus of an ATM facility. Members can lodge and withdraw savings from this account at any time, as they are not held against a loan.
  • No fees or charges
  • 24hr/365day instant access to your cash.
  • ATM Cash Card
  • Daily withdrawal up to €350
  • Online account balance enquires
Apply for CU Cash Card

NOMINATIONS

A Nomination is a legally binding, written instruction that tells us what to do with your money after your death.

The Nomination service is very valuable to members, and allows access to funds (max €23k) by the nominee within a very short period of the death of the member.

DIVIDENDS & DIRT TAX

Savings with us are liable for DIRT tax at 39%.

From 1st January 2014 all credit union share dividend and deposit interest paid to members will be subject to DIRT, with the exception of dividend or interest paid to members who are exempt from DIRT.

DEPOSIT GUARANTEE SCHEME

The Central Bank of Ireland is responsible for administering the Irish Deposit Guarantee Scheme which provides protection to depositors in the event of a credit institution failing. Deposits up to €100,000 per person per institution are protected and compensation would be payable to eligible depositors within 20 working days.