Set Yourself Free From Your PCP! - Naas Credit Union

Set Yourself Free From Your PCP!

Have you reached the end of your PCP term with a car dealership? Are you tired of the never-ending cycle of “renting” your car? The only way you can keep the car is by paying the final balloon payment upfront. In order to hold on to the car you must come up with this considerably high value balloon payment....

By Amanda Coffey | July 7, 2017

BMW

Have you reached the end of your PCP term with a car dealership? Are you tired of the never-ending cycle of “renting” your car? The only way you can keep the car is by paying the final balloon payment upfront. In order to hold on to the car you must come up with this considerably high value balloon payment. You can finance the payment over another couple of years with the dealer for an interest rate which is based on each individual case, but the car only becomes yours to keep once the final payment has been made.

 

PCP was created for one purpose – to entice you to enter into a hire purchase agreement and guaranteeing that in three years you’ll be back for another.

 

 

Naas CU to the Rescue!

 

So, let’s reverse back a little. 3 years ago you signed a PCP deal for a new car. Made perfect sense at the time – low monthly payments, and you got a shiny new car.

 

But fast forward 3 years and you’re facing a hefty lump sum payment!

 

The good news is, you can set yourself free with us! Check out our loan calculator to see how little we can set you free for!

 

Plus, check out the benefits below. Bit of a no brainer really!

PCP vs Credit Union Car Loan

 

 

 

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CAR LOAN

Own your car straight away - no balloon payments, no mileage restrictions!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

CAR LOAN
Loan amount € 1,000 APR* = 8.57%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

HOME LOAN

Make your house the home you've always wanted, with our low cost Home Improvement loan

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

HOME LOAN
Loan amount € 1,000 APR* = 8.57%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

PERSONAL LOAN

A loan for the things that matter most to you - now that's personal!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

PERSONAL LOAN
Loan amount € 1,000 APR* = 9.93%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

SWITCHER LOAN

Move multiple loans to us for one more manageable monthly payment

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

SWITCHER LOAN
Loan amount € 1,000 APR* = 8.57%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

SECURED LOAN

Up to 60% loan to value, with payment term up to 20 years

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

SECURED LOAN
Loan amount € 1,000 APR* = 5.91%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STUDENT LOAN

Let us take the stress out of college with a low rate Student loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STUDENT LOAN
Loan amount € 1,000 APR* = 7.77%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

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